I must admit, I wasn't that impressed. First of all, the definition of "high achieving" is subjective. You can be an intelligent person, a hard worker, have a stable job, but not one that brings home a lot of money (let's say, a teacher,) so does that mean you're not high achieving? Second, the author seems to assume that a person's identity is very much wrapped up in their job description, which translates more like having a job that gives a person bragging rights in high powered circles. And if a person is that high achieving and that wrapped up in their identity, it seems like common sense that such a WOULD have a plan for their retirement. Who are these wayward people she keeps talking about? Bottom line, I just felt like every bit of advice was wrapped up in arrogance.