I really liked this book, it did take me a few chapters to get really into it but after that I couldn’t stop reading. Paige and Oliver are great characters who have funny banter between them, they both worked well together. The hamster was actually hilarious.

Can’t wait to read more in this series

The story begins when Paige Parker finds herself stuck at O’Hare Airport during a snowstorm. What starts as a frustrating delay turns into a life-changing moment when she meets three other women, each nursing fresh wounds from failed relationships. As they swap stories over drinks, they realize their exes deserve a little karma—and they form The Karma Club, a pact to help each other deliver some well-earned payback. Paige’s mission leads her to Cornwall, where she’s tasked with shaking up the life of Olly Prendergast, a broody recluse who humiliated his ex-fiancée by dumping her via text on their wedding day. Determined to make him squirm, Paige infiltrates his quiet life, bringing with her an entourage of animals, chaos, and her own emotional baggage. But as she gets to know Olly, she discovers that not everything is as it seems—and the lines between revenge and real feelings start to blur.

What sets this book apart is the balance between laugh-out-loud moments and heartfelt emotional arcs. Paige is a standout heroine—fierce, flawed, and deeply relatable. Her journey of reclaiming her confidence and learning to trust again is both inspiring and touching. The female friendships are also a highlight, showing how strangers can become chosen family. With its charming setting, sparkling banter, and themes of healing, forgiveness, and friendship, The Payback Plan is a warm, satisfying read that’s perfect for fans of romantic comedies with emotional depth. It’s an uplifting start to a promising new series.

Many thanks to NetGalley, Amy Andrews and Boldwood Books for supplying an ARC in return for an honest review

📚 4 women, 4 tales of betrayal, 4 payback plans.

⭐ I loved this! At first I wasn’t sure where The Payback Plan was going to go but I can honestly say I wasn’t disappointed. It’s fun, lighthearted and has a great female lead. Paige is relatable, full of character and her friendship with the others is the kind of friendships every girl needs. I would have loved more communication between the friends so we could see how their friendship had developed a little more from the first chapter but overall, it had everything you could want. Love, friendship and a little bit of chaos!

The Payback Plan had me laughing and smiling on multiple occasions. The hamster was such a quirky touch and made me think of the guinea pig in Doctor Dolittle - great addition!

I also didn’t realise each book in the series is written by different authors so I can’t wait to continue with The Karma Club series and see how the other Payback Plans play out! Would highly recommend!

my rating: ⭐️⭐️⭐️.5

when Paige Parker gets stranded at O’Hare during a snowstorm, a chance encounter with three strangers leads to a wild revenge pact against their exes. her mission takes her to Cornwall, where she moves in with grumpy recluse Oliver Prendergast—the very man she's meant to torment. but as chaos (and a few pets) shake up his quiet life, Paige starts falling for the man behind the scandal. now she must choose between her growing feelings and the secret she’s hiding...

this is the first in a new series called the Karma Club! it was definitely reminding me of The First Wives Club and The Other Woman—I always love an element of revenge! it had quirky British banter, some actual depth with the topics covered on grief and past relationships, and the cutest side characters (aka the pets!!!). I'll definitely continue with the series as I'm so curious how the three other revenge plots go!

thanks to Netgalley for the ARC of this book!

I signed up for this arc because other than the bright clothes- the couple on the front are literally me and my husband 😂
I sent it to my book club and we all died!

Anyway, onto the actual book!
It’s a cute fun and easy read.
The couple have some fun banter and the things the FMC does to get under the MMC’s skin are hilarious.
I wish there was more about the friendship between the girls because it was a big highlight of the book.
I will be reading the next for sure!

Amy Andrews' *The Payback Plan* offers readers an engaging blend of humor, romance, and personal growth. The story follows Paige Parker, who, after being stranded at O'Hare airport during a snowstorm, forms an impromptu bond with three strangers over shared tales of betrayal. Their lighthearted plan for revenge leads Paige to Cornwall, where she confronts the enigmatic Olly Prendergast. Their ensuing interactions are filled with witty banter and unexpected chemistry.

Andrews excels in crafting relatable characters and situational humor, making the narrative both entertaining and heartfelt. However, some plot developments may feel predictable to seasoned romance readers. Overall, *The Payback Plan* is a delightful read that balances humor with emotional depth.

In the Payback plan a newly formed group of friends makes plans to bring karma into the lives of their exes. Paige is tasked with making Olly's life miserable after jilting his fiancee at the altar. She goes to stay with him and vows to annoy him each day. I liked the premise of this book, but I feel the main characters didn't have much of a spark or chemistry. Usually there are little moments where you feel the attraction as a reader, but there wasn't much until they actually kissed. I am curious about the other books in the series and willing to see if a different set of characters have better chemistry.

NetGalley Review – The Payback Plan by Amy Andrews
Publication Date: April 26,2025

When a group of women meet by chance in an airport and bond over being wronged by their exes, they hatch a spontaneous revenge plan that launches each of them on a journey of healing, growth, and unexpected adventure.

I really enjoyed the premise of this book—it was fun, heartfelt, and full of strong female friendship, which is something I don’t see nearly enough in romance reads. I especially loved how this group of women formed such a strong bond despite being strangers and living far apart.

Paige was a standout. Her emotional arc felt incredibly real. The author handled the heavier topics with sensitivity, showing how certain experiences can deeply impact us—and how healing doesn’t mean forgetting, but learning to move forward. Watching Paige reclaim her power was one of the best parts of this story.

Even though their scheme felt like a disaster waiting to happen, I loved following it unfold. It had just the right balance of humor, heart, and hope. This was a sweet, empowering read—and I’m already looking forward to the next in the series!

Thank you to NetGalley and Amy Andrews for the opportunity to read this ARC!

I had a hard time getting into this book at first. The first 50 pages felt a little too perfect, with the characters instantly attracted to each other and everything falling into place without much conflict. I even considered DNF’ing it, but I’m so glad I didn’t.

Once it found its rhythm, The Payback Plan turned into such a fun, heartwarming read. The humor is spot-on, the side characters are vibrant and memorable, and there are some great glimpses of stories yet to come, which makes me really excited for the rest of the series.

The romance is spicy and sweet. While it’s not a slow burn (they’re hot for each other right away), their connection still feels authentic and rewarding. I especially loved the growth of the main character, from a woman hiding from the world to someone who fully embraces her strength. No spoilers, but it’s satisfying!

If you’re into fun contemporary romance with strong female friendships, a touch of chaos, and a heroine’s journey to self-confidence, this one’s for you.

Also shared on goodreads, storygraph and fable.

My first time reading this author’s books and I wasn’t disappointed. A realistic peak into friendships, revenge and relationships.. It’s also a reminder that you can’t control who you might fall for and that there are always reasons behind people’s choices and people making bad choices aren’t always bad people. A book of self discoveries and the ups and downs along the way. I thoroughly enjoyed this story and will quickly move on to the next

I just loved this book! I just loved the friendship between the other girls it was just beautiful because they had each other’s back. I just loved this story as well also there are some amazing characters that just make this book so good. I also loved the relationship between Paige and Olly it’s like you knew what was supposed to happen but I was secretly rooting for them as they just suit each other so well.

I would highly recommend reading this book if you love a book with good friendship, amazing characters and an amazing story.

I would like to thank Boldwood Books and NetGalley for giving me the opportunity to read and review this book early.

𝗧𝗵𝗲 𝗣𝗮𝘆𝗯𝗮𝗰𝗸 𝗣𝗹𝗮𝗻 - 𝗔𝗺𝘆 𝗔𝗻𝗱𝗿𝗲𝘄𝘀
𝗥𝗲𝗹𝗲𝗮𝘀𝗲 𝗗𝗮𝘁𝗲 - 𝟮𝟲𝘁𝗵 𝗔𝗽𝗿𝗶𝗹
𝗧𝗵𝗲 𝗞𝗮𝗿𝗺𝗮 𝗖𝗹𝘂𝗯 𝗦𝗲𝗿𝗶𝗲𝘀

𝕋𝕣𝕠𝕦𝕡𝕖𝕤 𝕗𝕠𝕦𝕟𝕕 𝕚𝕟 𝕥𝕙𝕚𝕤 𝕓𝕠𝕠𝕜:

🩷 Opposites attract
🩷 Close proximity
🩷 Mutual attraction
🩷 Second chance

This was such a fun, spicy, girly ball of entertainment in a book! I loved the main character Paige, she is so down to earth and laugh out loud funny! Paige and the other female characters all meet in chapter 1 at the airport and hatch a plan of revenge for their cheating, nasty ex’s! Paige is sent to stay with Bella’s ex, Oliver, who jilted her at the alter….

I can’t say anymore about the plot without giving any spoilers, but this book is so cute, so funny and so romantic.
I can’t wait to read the second book of the Karma Series.

I am so surprised that I really enjoyed this book. Revenge is great. How many women would love to be able to get it? The whole concept of this novel is so satisfying. The pairing of Paige and Oliver, being so different, is quite unique. Their story is one of an unexpected gratifying relationship. This is a worthwhile read. Thank you NetGalley for the advanced copy. All thoughts and opinions are my own.

The Payback Plan was a light hearted, cosy read.

I liked the characters and their development throughout, however I will say I did struggle a bit to get into the story.. but still, it was an enjoyable read which I'm sure others will enjoy too.

*Thank you to NetGalley and Boldwood Books for my ARC of this book in return for my honest review.

An enojoyable read with likeable, charming characters, written with the usual Amy Andrews’ wit, “The Payback Plan”, is an exercise on how a revenge mission crumbles into a passionate and intense romance.
I loved Paige and Oliver and how they really are so sincere, kind and sweet despite all the deceit and wrondoings.
Their initial interactions are very funny and the secondary characters and the dog add a special warmth to the story.
The contrast between the anarchic heroine and the organization lover hero is great, even if the lines are a bit blurred.
Paige is a vibrant, creative, hard-working woman and it’s wonderful to watch her skills and talent while helping Oliver with his project.
I liked how Oliver is so earnest with Paige and also liked how cathartic and healing the writing process is to him.
Public exposure excesses and the dangers of social media are some issues addressed in the story that takes place in the beautiful Cornwall coast, England.

This was a pretty good book. But it had a little too much spice for my taste. But I think a lot of other people would love it.

This was a fun, cute, and quick rom-com read that had very relatable characters. It was a little predictable and cheesy but overall I had fun reading this.

Strangers on a train-esque rom-com series, with this being book one. Although predictable, the book was a cute, quick read. The pacing of the four FMCs felt rushed, and their relationships unearned, but the relationship of the FMC of this book (Paige) and the MMC (Oliver) made up for that fact. I was team Oliver way more than team Paige (his interactions with the animals.... swoon!). Overall I would read the series to see how the interconnectivity plays out, but I'd go into it knowing it was mostly predictable fluff.

I really enjoyed this book! The characters were relatable, the plot was interesting, and the story was great! I would definitely recommend!

Thank you to NetGalley and Boldwood Books for providing this book, with my honest review below.

The Payback Plan has me even more tickled after finding out the books that are to follow, part of the series The Karma Club, are all going to be written by different authors. My only fear is that Amy Andrew’s’ opener to the series won’t be topped!

The Payback Plan stands on its own, introducing us to Paige who has the worst luck ever. Case in point she finds herself stuck at the airport just before Christmas in the company of women she doesn’t own but who all share a commonality - wanting revenge on their no good exes. Paige’s has to be the worst and I can’t wait to see him get his comeuppance. In the meantime Paige is off to get Oliver back for leaving Bella, her new friend, at the altar. I didn’t expect revenge to come with a cute hamster or for Oliver to be so endearing - and I especially didn’t expect this book to be so hilarious!

I can’t wait for the continuation of what may just be a new favorite series. How the authors will connect the books is interesting to consider as The Payback Plan connected all the women but didn’t give anything away. Either way I loved Paige and Olly’s story which went deeper than you’d expect, but with so many laughs it is the perfect feel good book to tuck into.