Matthew Connor has three big problems. As his horse farm fell on hard times in Depression-era Maryland, his wife left him for another man, abandoning their five-year-old daughter, Jenny. Now he suspects someone is trying to sabotage his business. When Hannah Henry snatches Jenny from the path of a speeding car, Matt is sure fate has intervened and hires Hannah as the girl’s nanny. As he watches them bond, he falls for the young woman who is giving his daughter a renewed sense of security. Yet he’s reluctant to risk his heart again. When Hannah comes into money from the Golden Legacy, she tries to find a way to banish his financial worries without wounding the pride of the man she loves. But will the saboteur succeed before Matt realizes that Hannah's heart is the only treasure that matters.