The Retirement Planning Roadmap
A Simple 7-Step Guide to Navigating Your Retirement Goals with Confidence, Strengthening Financial Security and Ensuring Peace of Mind in Your Golden Years
by Sweet Home Publishing
This title was previously available on NetGalley and is now archived.
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Pub Date 11 Jan 2024 | Archive Date 4 Jul 2024
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Description
Discover the secret to enjoying your golden years free of fears and worries – retire with confidence in just 7 steps!
After years – or even decades – of relentlessly working, you’re almost ready to trade in your work chair for a beach chair.
You imagine yourself trotting along a picturesque town with your friends… instead of running around the office.
Right now, it's really tempting to think about retirement as a never-ending holiday, where you’re finally allowed to rest and relax without having to deal with deadlines, a full email inbox, or stressful colleagues.
But here’s a reality check: If you took a look at your bank account right now, would you have enough to have that dreamy permanent vacation… or maybe a bad dream?
The truth is, nearly half of adults approaching retirement age may not be financially prepared to retire, according to the U.S. Census Bureau.
The good news is, you don’t have to be one of them. Whether you're just beginning to plan for retirement or are closer to embarking on this new chapter of your life, you can act now to turn your retirement dreams into a reality.
You don’t even have to deal with books filled with complex financial terms that seem impossible to understand. You can unlock the secrets to an exciting, purpose-filled, and worry-free retirement… and this book is all you need.
Filled with practical and helpful techniques in a fun and enjoyable package, this guide will help you develop retirement confidence even before you reach that stage.
Inside, you will discover:
- 7 steps to develop a successful retirement blueprint – find out how you can confidently navigate this unchartered territory
- Common mistakes that retirees make… and how to avoid them at all costs
- How to determine your “magic number” – get to know how much you really need to survive and thrive when you retire
- 25+ simple and practical ways to save up (spend less now so you can have more in the future)
- 9 retirement plans to choose from… so you can make your money work for you when you’re ready to retire
- Research-backed strategies to earn money after you’ve stopped working – crack the code to successful investing and generating income while having fun
- A no-nonsense guide to choosing the ideal home for you when you retire – understand the pros and cons of each option so you can make smarter decisions
- Why retirement is not the end but the beginning of a new chapter – how to make retirement fulfilling by yourself and with the help of others
And much more.
The thought of retirement may usher in a rollercoaster of emotions – from the excitement that the promise of freedom brings to the anxiety of having enough funds to survive… and everything in between.
But you don’t have to let retirement catch you off guard – the tools and knowledge from this book can help make the difference so you can reap the fruits of your hard labor in the years to come.
With the help of this guide, you’ll experience a stress-free and joyful retirement. After all, you truly deserve it.
Don’t wait until it’s too late – start planning for your retirement now so you can take charge of your tomorrow.
Advance Praise
Top Amazon views from the United States
Peggy Mc donald
5.0 out of 5 stars Insightful Retirement Guide
Reviewed in the United States on March 27, 2024
This book is a valuable read loaded with tips and suggestions for retirement planning and reducing expenses once retired. Definitely held my interest while detailing ways to reduce expenses in retirement. The level of detail is impressive and very helpful implementing recommendations.
kindle kathryn
5.0 out of 5 stars Retirement isn't merely a destination , it is a journey .
Reviewed in the United States on March 16, 2024
Retirement Roadmap is a very good book .For a middle aged person like myself , it contains a wealth of knowledge that I needed to know .It is very informative and It really opened my eyes when they needed to be opened !
101 fun things to do in retirement was a very good section .Actually , all the sections of the book were very good .This book is an excellent resource that I will regularly come back to .
2014 HL Limited Platinum
5.0 out of 5 stars Excellent for someone just starting out on their retirement planning journey
Reviewed in the United States on January 18, 2024
Planning for retirement is daunting and scary, and this book lays out all the steps and options in a simple way. It has enough detail about everything you need to do and all options available to you, but not so much that you would get bored!
It covers the amount you need to retire, the way you should be investing, the ideal home for you post-retirement, staying connected with others in retirement, and much more. It's excellent book for someone just starting to think about and planning their retirement.
Featured Reviews
Mary H, Reviewer
An excellent book on retirement planning, which lays down ways in which you can prepare for what is a frightening time for many people. Thank you to netgalley and the publishers for giving me a copy of the book.
Librarian 659548
Thank you NetGalley and BooksGoSocial for this eCopy to review
I really enjoyed the chatty style of The Retirement Planning Roadmap. Whilst aimed at America the general principles are the same. Start planning for your retirement as soon as you can. It breaks down what to do into easy bitesize pieces of advice on how to save more money, make it work harder for you and how to cut your costs. As well as thinking about what your retirement looks like for you so you know how much money you need to retire
Diane S, Reviewer
This is a really lovely book, with some great advice, both around the psychology and costs of retirement. As a Brit, the American financial side doesn’t really apply to me, however, I took away a great deal about the principles of planning for retirement. I’m planning to have a conversation with my husband based on the ideas in this book - a great starting point for couples looking forward to their golden years together.
Mike M, Media/Journalist
What could be of greater use in getting from one place to another than with a roadmap? if that place is retirement, what could be of greater assistance to getting there in good shape than with a roadmap? That is what this wonderful book is all about.
Jennifer C, Reviewer
If you’re looking for a basic retirement guide, this is the book for you. It guides you through 7 stages and touches on financial, emotional and physical matters related to retirement.
I like that this book addressed many different retirement accounts: 401k’s/403b’s, Roth and Traditional IRA’s as well as CD’s and high interest savings accounts to name a few. The message of investing early in your career and taking advantage of compounding interest is emphasized.
The book focuses a lot on emotions and different reactions individuals have toward retirement. There were several suggestions for the different responses. Apps, side jobs and volunteer opportunities were explored.
I would have liked more focus on health care and long term care options and recommendations. Although healthcare was mentioned it was glossed over and only focused on the fact that it would be needed and more expensive as we age. In today’s world, healthcare costs are a primary factor for many people, many of whom put off retirement until after reaching Medicare age. I would have liked to read more than the recommendation to shop around.
Thank you to the Publisher and NetGalley for giving me a digital copy of this book.
Barbara L, Reviewer
I thought it was excellent. It was detailed without being overwhelming and used understandable examples.
D T, Reviewer
Some useful tips and a lot of information to help put your mind at ease. This book was very easy to get into and is understandable for anyone. You don't need to have prior knowledge of major financial products - this provides a lot of options and explains them well.
Kitty B, Reviewer
This is a great "basic" book to read if you are getting ready or even within 20yrs of retirement. I like that it not only focused on the financial aspect of retirement, but also the emotional aspect. Most people don't think about that side of retirement. It lacked the discussion of long term care and/or health insurance which I feel needs to be addressed because it is very complex and confusing to many.
P. M, Reviewer
As a good basic guide to understanding your financial goals and retirement goals, this book is a good resource. There is a lot of discussion about creating a financial plan (over the first 1/3 of the book) as well as the rule of 4% withdrawals from retirement plans, how to streamline your finances, a brief discussion of investment options, ending with a brief discussion about the emotional considerations to retirement.
There is nothing new here, but as a quick easy-to-read guide, this provides good information and the bibliography has links as well.
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